Mvelopes - Budgeting App

Mvelopes - Budgeting App

By Finicity Corporation

  • Category: Finance
  • Release Date: 2011-02-17
  • Current Version: 3.0.14
  • Adult Rating: 4+
  • File Size: 134.64 MB
  • Developer: Finicity Corporation
  • Compatibility: Requires Android / iOS 9.0 or later.
Score: 4.5
From 3,858 Ratings


Easy to Get Started: Start today by downloading the Mvelopes budget app and use it for free for 1 month, add your financial institutions and come up with a budget that will keep you on the path to financial freedom. You will get all your transactions sent to your Mvelopes account and you will easily be able to track all your account balances in one easy to use the app. Mvelopes uses an envelope budgeting method to help you plan and track your household or personal budget. You can assign and manage your budget, as well as receive feedback on where you have spent your money and how much you have remaining Mvelopes offers 4 different in-app subscriptions that will auto-renew unless canceled. - Mvelopes Basic Monthly -$3.99/mo or $39.99/yr - Unlimited Envelopes, Unlimited Accounts, Live Chat Support. - Mvelopes Plus -$18.99/mo or $189.99/yr - Unlimited Envelopes, Unlimited Accounts, Live Chat, Learning Center, and a Quarterly Coaching Session. Each user is eligible for one 30 day free trial. Upgrading or downgrading to a subscription will not enable a new 30 day free trial. These plans are: - Mvelopes Basic Monthly - No Trial - $3.99/mo - Mvelopes Basic Yearly - No Trial - $39.99/mo - Mvelopes Plus Monthly - No Trial - $18.99/mo - Mvelopes Plus Yearly - No Trial - $189.99/mo • Payment will be charged to iTunes Account at confirmation of purchase or if it has a trial at the end of the trial period. • Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period • Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase • See our Privacy Policy for more details. • Mvelopes is an A + Rated Business with the Better Business Bureau • Tool for Tidying Up Your Budget - Credit Karma • Named best app for “Over Spenders” - Kiplinger’s Personal Finance • App That Makes Budgeting Fun - WiseBread • Best Online Money Management Tool - Nasdaq • Budget App for Recent Graduates - NerdWallet • Right Tool for Keeping Financial Resolutions - • App That Helps Manage Your Student Loans - SoFi • Budget Tool for the New Year - Chicago Tribune Get The Most Out Of Your Money Use the Mvelopes budget app to help make more informed budgeting decisions and future plans. Track your bank accounts and credit card balances alongside your budget to help pay off your debt and increase savings faster. Create a financial plan for the future and make it happen. Save time with the Mvelopes budget app and its access to over 16,000 financial institutions, so you can focus on managing finances and not entering transactions. Be secure with in-app security settings, a four-digit PIN or your Mvelopes username and password. Mvelopes Features: • Import your bank and credit card accounts and track your spending within Mvelopes • Unlimited envelopes and financial institutions can be used in your account • Use digital envelope budgeting system to organize and simplify your finances • Easily access or adjust your budget on the go • Categorized spending helps you make informed decisions when you shop • Inbox-style transactions makes it easy to stay on top of your budget every day • All-in-one accounts screen lets you view your checking, savings and credit card balances in one place • Assign transactions to envelope categories, including splitting individual transactions into separate categories • Complete, real-time synchronization with the Mvelopes web app at • Money saving tips, ebooks, and videos inside the app Terms of use and privacy -




  • Crashes on IOS12

    By HawaiiDon
    Crashes on open. Accounts failing updates. Promised move away from flash die several years but here we are. After over ten years with mvelopes, I need to look for a new budget program.
  • Misleading

    By Jelisem
    This app is free in the App Store but you must pay a monthly fee to create an account and use it. There’s nothing wrong with paid apps however if you are looking for a free budgeting app keep looking.
  • Very good envelope system

    By budgeting family
    Overall, this app has helped me budget for our family better than others. Compared to other budgeting apps, I like how I can customize envelopes exactly how I like them (by name and category). Other apps don’t allow this, although they are free, I feel like it’s worth it for us. It’s fairly intuitive and they have plenty of online tutorials to help you along the way. My reasoning for giving it four stars is often when I’m using the website on my computer, the text sometimes overlaps, making it difficult to read. I am also still struggling with the sweep system. I set up a sweep to occur at the end of the month, and the sweep happened right there. It might be user error and I have a little more learning to do! If you’re looking for an envelope system, I would suggest this one.
  • Shutting down

    By MattZig33
    The app closes as soon as I open it. It doesn’t even give me enough time to enter my pin.
  • Broken on Xs

    By blugel
    I had used this app on my iPhone 7 but with my new iPhone Xs, it crashes immediately after prompting for PIN.
  • Didn't work

    By kirkyyyyyy
    After I downloaded it and signed up I couldn't get back into the app.
  • Broken on new iPhone XS

    By Matt Shine
    I used to use Mvelopes every day to budget and check. I upgraded to the new iPhone XS and now the app crashes the moment you launch it. It needs to be updated, it’s unusable right now.
  • Love it—but not with iPhone XS

    By Shan3145
    App keeps crashing after I got a new phone. Please help! I need Mvelopes for my life!!
  • Great Features

    By MikeS87111
    I love this system for budgeting using the envelope method. So far I’ve experienced no bugs and it’s doing exactly what I need and what I anticipated needing. Big things for me: - auto fund envelopes via a profile for when I get paid - download transactions from my bank and give me a convenient way to apply those to an envelope - let me view my envelope balances quickly. Great job Mvelopes! Thank you!
  • Crashing

    By Notpickinganothernamedammit
    Got all my lines funded and had to swap over to my calculator. When I came back to the app, it briefly asked for my PIN before crashing repeatedly. I uninstalled and reinstalled the app. When I opened it, all of my work had been lost. I continued to work with the app, closed it again, then attempted to reopen it and had the same issue. There are other options for financial planning, I think I’ll go with one of those.